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    <loc>https://www.patrickcoffeyagency.com/about-us</loc>
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    <lastmod>2024-02-19</lastmod>
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    <loc>https://www.patrickcoffeyagency.com/home</loc>
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    <lastmod>2024-10-25</lastmod>
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    <loc>https://www.patrickcoffeyagency.com/auto</loc>
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    <lastmod>2021-02-25</lastmod>
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      <image:title>Auto - Personal Auto</image:title>
      <image:caption>Protecting your assets may be one of the largest challenges you face when making insurance elections. Michigan regulations can create confusion as to what your auto insurance policy is actually providing in terms of coverage, as well as where your premium dollars are going. Providing clarity and explaining coverage options allows you to feel at ease knowing that your auto insurance has been crafted with your asset protection in mind. We are here to navigate the coverages and regulations to be sure that you are best protected while out on the road.</image:caption>
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    <loc>https://www.patrickcoffeyagency.com/business</loc>
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    <lastmod>2021-02-25</lastmod>
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      <image:title>Business - Commercial</image:title>
      <image:caption>In an ever-changing business environment, insuring your company can be challenging. Understanding how different coverages fit together to ensure that you are covered is extremely important. We are here to discuss how to best protect your business in today’s fast paced marketplace.</image:caption>
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    <loc>https://www.patrickcoffeyagency.com/homeowners</loc>
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    <lastmod>2021-02-25</lastmod>
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      <image:title>Homeowners - Homeowners</image:title>
      <image:caption>The old adage rings true that home is where the heart is. With our basic and specialty homeowners products, we tailor your coverages to make sure your home and personal belongings are protected. With the Great Lakes, countless inland lakes, and sprawling homes out in the country, our specialty products allow for additional coverages for those who need a little extra protection based on the beautiful geography that Michigan has to offer. We look forward to developing a portfolio to protect your home and most prized possessions.</image:caption>
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    <loc>https://www.patrickcoffeyagency.com/life</loc>
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    <lastmod>2022-01-06</lastmod>
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      <image:title>Life - Life Insurance</image:title>
      <image:caption>It can be uncomfortable to discuss the potential that you do not return home on any given day. Protecting your family by purchasing life insurance allows you to the security that your family will be taken care of in the event that your last day arrives. Developing a strategy to financially provide for your family is typically less expensive and less intimidating than most people expect, yet can change the future of a spouse or a child. Additionally, it provides an option for you to leave a legacy with a person or charity of your choice, and, if done correctly, allows for that to happen on a tax free basis. We specialize in developing life insurance strategies to accomplish your financial goals. Complete your life insurance application here.</image:caption>
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  <url>
    <loc>https://www.patrickcoffeyagency.com/what-our-clients-say</loc>
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    <lastmod>2026-03-24</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6036bad443b51923ce8b67cb/ebb61621-7c9f-4d6b-9b7f-32d8f11c4b69/Kristina+Bussone.jpg</image:loc>
      <image:title>What Our Clients Say - “As my personal insurance agent he far surpassed what I expected. Did he save me money monthly? Yes. Did he listen to what I thought I needed and direct me to what actually fits my needs? Yes. Did he also become a good friend who subs on our kickball team all the time? Yes. Having someone as responsive and diligent as he is with mutual acquaintances, myself, and my family is a huge win. He is knowledgeable, professional, and more than anything else- personable. I can say, without a doubt, that Patrick treats everyone he helps like family and helps them find the best policy for them specifically.”</image:title>
      <image:caption>— Kristina B., Grand Rapids</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6036bad443b51923ce8b67cb/bf631a0b-83c8-4bf5-a47a-45a33bd14db7/Wojciakowski%2C+Joe+%26+Claudia+2.jpg</image:loc>
      <image:title>What Our Clients Say - “Joe and I highly recommend Patrick Coffey Insurance Agency. Patrick is knowledgeable, professional and personable. He listens and answers questions. He provides you with options and let's you decide. We now understand what insurance we have and have better insurance at a lower price. If you are looking to review your insurance policies or buy insurance, you can't go wrong with Patrick. ”</image:title>
      <image:caption>— Joe &amp; Claudia W., Trufant</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6036bad443b51923ce8b67cb/5db716bb-c3c6-4374-9ef5-b632f6358d7d/Sturgis.png</image:loc>
      <image:title>What Our Clients Say - “I honestly couldn’t believe how straightforward it was.   I’d been putting off sorting out my insurance for months because I assumed it would be a headache — endless forms, confusing jargon, and back-and-forth emails. I was completely wrong. From my very first call, Patrick and his team walked me through everything in plain English, found me the right cover for my situation, and had everything wrapped up in no time. No stress, no confusion — just a genuinely pleasant experience. I’m so glad I went with them and honestly wish I’d done it sooner. I’ll be recommending them to everyone I know.”</image:title>
      <image:caption>— Brett and Maddy S., Rockford</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6036bad443b51923ce8b67cb/f32f9fd6-903e-4a95-8b7a-23c97167215a/James%2C+Zach.jpg</image:loc>
      <image:title>What Our Clients Say - “Patrick is very knowledgeable and offers a holistic approach to make sure you are insured properly. He really cares about his clients and it shows in every interaction that I have had with him.”</image:title>
      <image:caption>— Zach &amp; Shannon J., Hudsonville</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6036bad443b51923ce8b67cb/87995837-4205-4335-9eb9-54a612f61349/Moore%2C+Elliott.jpg</image:loc>
      <image:title>What Our Clients Say - “Before I became a client of the Patrick Coffey Agency, I never knew my insurance agent. I never spoke to a human, and I always had issues getting a real live person on the phone. Here's a true story: two weeks after starting our Auto policy, someone ran a red light and totaled my wife's car. Before the police arrived, I had already spoken to Patrick on the phone. His first concern was for my wife's safety and well-being, then he explained our options. I did not have to spend hours on hold. I did not have to enter my policy number on a keypad. I had a real live human who was concerned for my family. That is the difference with Patrick. He is not going to sell you something you don't need. He IS going to be concerned with protecting you and your loved ones. I highly recommend Patrick Coffey, not just for being a great insurance agent, but also for being a good human who cares about your family's well-being.  ”</image:title>
      <image:caption>— Elliott &amp; Hillary M., Grand Rapids</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6036bad443b51923ce8b67cb/b33d533d-6e25-4ec7-b412-fc672c463dea/Hemberg%2C+Franny+%26+Mudd.jpg</image:loc>
      <image:title>What Our Clients Say - “When my husband and I were buying a house, our friend set up a meeting between us and Patrick to talk home insurance. I admit I was skeptical. It seemed much easier to me to just go online and find insurance the way I always had. But I had promised my friend to give Patrick a try, and so I did. I am so thankful for that friend for pushing my husband and me in Patrick's direction. Patrick made insurance so EASY! For the first time, I understood what I was signing up for because Patrick broke our home insurance down line by line. By the end of that first meeting, we not only had home insurance through Patrick but we also made the easiest decision ever to switch our car insurance over to his company. We not only were saving hundreds of dollars, we also had insurance through someone whom I had trust in. And that's really what you get when you talk to Patrick. He is available whenever we need him; he's only ever been a text away. He works with us, and he makes the world of insurance seem so simple, clear, and understandable. My personal favorite of having Patrick as our insurance agent though, is the feeling that he is looking out for our best interest. In a world where it feels like everyone is out here just to make a buck, it feels like Patrick is out there looking out for me and my husband, making our insurance work for us.  ”</image:title>
      <image:caption>— Franny &amp; Matthew H.., Grawn</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6036bad443b51923ce8b67cb/2356f611-e8c0-4621-b96e-46087b8d421e/Troutman%2C+Jeff+%26+Jami.jpg</image:loc>
      <image:title>What Our Clients Say - “In the past I’ve selected my insurance policies online. I recently switched to Patrick and was extremely happy that my new policy was competitively priced and came with a human being that’s knowledgeable and available. My wife and I are very happy with Patrick! ”</image:title>
      <image:caption>— Jeff &amp; Jami T., Grand Rapids</image:caption>
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  <url>
    <loc>https://www.patrickcoffeyagency.com/meet-the-team</loc>
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    <lastmod>2024-10-28</lastmod>
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      <image:title>Meet the Team</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6036bad443b51923ce8b67cb/735c3e81-9ca2-4b96-a36d-23f5695c1a4d/Headshot+with+GR.jpg</image:loc>
      <image:title>Meet the Team</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6036bad443b51923ce8b67cb/d51c90b7-55a8-4f0a-a3cf-dcbdee906549/Terry.jpg</image:loc>
      <image:title>Meet the Team</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6036bad443b51923ce8b67cb/c9de0023-1ea7-42c0-878b-684dec1d9fd6/Bob.jpg</image:loc>
      <image:title>Meet the Team</image:title>
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      <image:title>Meet the Team</image:title>
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  <url>
    <loc>https://www.patrickcoffeyagency.com/privacy-policy</loc>
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    <lastmod>2024-10-25</lastmod>
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